No offense taken bud,,, just didnt wanna see a full blown arguement develop between people,,,There is no such thing as "you'll never understand it untill you've lived it...". I don't say my point of view is the right one, and yours is wrong. I totally get it, and I wasn't trying to offend you or anything with what I said. As I said, there is no wrong or right answer in that situation. It's a matter of choice, not a matter of "You can't understand what it is" or "You should do this because I say so".
I just tell you what I think I would do (and what I actually did in the past, even if somebody here think i'm not "qualified" to talk about that topic).
But whatever you do, you do it for yourself, so yeah. No right or wrong. =)